1 - Calendar - research website and prices (2 Weeks)
2 - Blog with links to youtube video for stretches, workouts, supportive exercises, meditations, diet ( 2 Weeks)
3 - Outline e-mail support and in person training
4 - Advertise on Craig's list, Etsy
5 - Instagram food photos
By 7/22 - More Craig's list. Wix. Invest $20 for July.
Diet
https://www.youtube.com/watch?v=CxktmQ3zJOA
https://www.youtube.com/watch?v=8au5ya6AJ_w
Stretches
https://www.youtube.com/watch?v=2L2lnxIcNmo
Workout
https://www.youtube.com/watch?v=qQ7Ls81-MqE
https://www.youtube.com/watch?v=EP2g3Sj3qSw&t=523s
https://www.youtube.com/watch?v=-Mbr55h3BeQ
https://www.youtube.com/watch?v=JDz0oUvc7Yg
https://www.youtube.com/watch?v=F-Rz0l_K700
Meditation
https://www.youtube.com/watch?v=F-Rz0l_K700
Saturday, June 13, 2020
Tuesday, November 20, 2018
Stock Purchases During Market Correction
The stock market has taken a few sharp dives recently.
My major stock purchases has been in my Vanguard S&P 500 fund VFIAX which I have had for a long time.
VFIAX peaked at 271 a share.
I have divided my purchases in tranches.
257 5% drop from the peak - $25,000
252 7% drop from the peak - $30,000
245 9.5% drop from the peak - $45,000
240 11.4% drop from peak - $10,000
235 13.3% drop from peak - $20,000
228 15.9% drop from peak - $10,000
223 17.7% drop from peak - $20,000
I have poured a total of $160,000 into VFIAX.
This is in addition to my dollar cost averaging in my IRA account. I do not alter my strategy in my IRA, but in my post tax account, I have decided to employ this tranche investment strategy.
Of course I have a pang of regret for investing so much at only 9.5% drop. I think I will wait until around 20% drop to invest more.
It's easy to claim how you will invest when the market drops. But when it truly takes a dive, it is rather nerve wrecking to wonder if you will ever recover your investment.
My major stock purchases has been in my Vanguard S&P 500 fund VFIAX which I have had for a long time.
VFIAX peaked at 271 a share.
I have divided my purchases in tranches.
257 5% drop from the peak - $25,000
252 7% drop from the peak - $30,000
245 9.5% drop from the peak - $45,000
240 11.4% drop from peak - $10,000
235 13.3% drop from peak - $20,000
228 15.9% drop from peak - $10,000
223 17.7% drop from peak - $20,000
I have poured a total of $160,000 into VFIAX.
This is in addition to my dollar cost averaging in my IRA account. I do not alter my strategy in my IRA, but in my post tax account, I have decided to employ this tranche investment strategy.
Of course I have a pang of regret for investing so much at only 9.5% drop. I think I will wait until around 20% drop to invest more.
It's easy to claim how you will invest when the market drops. But when it truly takes a dive, it is rather nerve wrecking to wonder if you will ever recover your investment.
Monday, June 13, 2016
Calling the City Planning Department
In Santa Monica, if you want to find out what you can build on a particular lot, you will need to call the city. Specifically the planning department.
The phone number to the Planning Department is 310-458-8341. You also find it on the website smgov.net
You can also go to the public counter at the City Hall Room 111, and speak to the planner. The public counter is open 9-4pm on weekdays.
The phone number to the Planning Department is 310-458-8341. You also find it on the website smgov.net
You can also go to the public counter at the City Hall Room 111, and speak to the planner. The public counter is open 9-4pm on weekdays.
Thursday, December 24, 2015
Capital Deployment During Stock Market Downturn
First of all, I did not come up with this concept. I learn it from Financial Samurai. I think it is a great concept to keep you on course when the stock market suddenly goes south.
We all say we will buy low and sell high, but when the market drops like a falling knife, there will be a flood of emotion that alters your decision.
Given the recent drop in the market and a new lower plateau that we have reached, I will plan my investment based on the correction from this plateau of S&P 500 - 2786. I have already deployed some investment during last months drop.
S&P 500 drop 2% from peak (2730) - Invest $25,000
S&P 500 drop 4% from peak (2674) - Invest $25,00
S&P 500 drop 10% from peak (2507) - Invest $25,000
We all say we will buy low and sell high, but when the market drops like a falling knife, there will be a flood of emotion that alters your decision.
Given the recent drop in the market and a new lower plateau that we have reached, I will plan my investment based on the correction from this plateau of S&P 500 - 2786. I have already deployed some investment during last months drop.
S&P 500 drop 2% from peak (2730) - Invest $25,000
S&P 500 drop 4% from peak (2674) - Invest $25,00
SP500 4% drop (2044) – 15,000
SP500 8% drop (1959) – 20,000
SP500 12% drop (1874) – 30,000
SP500 16% drop (1789) – 20,000
SP500 20% drop (1704) – 15,000 - See more at: http://www.financialsamurai.com/develop-an-investing-game-plan-for-the-stock-market/#comments
S&P 500 drop 6% from peak (2618) - Invest $25,000 SP500 8% drop (1959) – 20,000
SP500 12% drop (1874) – 30,000
SP500 16% drop (1789) – 20,000
SP500 20% drop (1704) – 15,000 - See more at: http://www.financialsamurai.com/develop-an-investing-game-plan-for-the-stock-market/#comments
SP500 4% drop (2044) – 15,000
SP500 8% drop (1959) – 20,000
SP500 12% drop (1874) – 30,000
SP500 16% drop (1789) – 20,000
SP500 20% drop (1704) – 15,000 - See more at: http://www.financialsamurai.com/develop-an-investing-game-plan-for-the-stock-market/#comments
S&P 500 drop 8% from peak (2563) - Invest $25,000SP500 8% drop (1959) – 20,000
SP500 12% drop (1874) – 30,000
SP500 16% drop (1789) – 20,000
SP500 20% drop (1704) – 15,000 - See more at: http://www.financialsamurai.com/develop-an-investing-game-plan-for-the-stock-market/#comments
S&P 500 drop 10% from peak (2507) - Invest $25,000
SP500 4% drop (2044) – 15,000
SP500 8% drop (1959) – 20,000
SP500 12% drop (1874) – 30,000
SP500 16% drop (1789) – 20,000
SP500 20% drop (1704) – 15,000 - See more at: http://www.financialsamurai.com/develop-an-investing-game-plan-for-the-stock-market/#comments
SP500 8% drop (1959) – 20,000
SP500 12% drop (1874) – 30,000
SP500 16% drop (1789) – 20,000
SP500 20% drop (1704) – 15,000 - See more at: http://www.financialsamurai.com/develop-an-investing-game-plan-for-the-stock-market/#comments
Tuesday, June 30, 2015
Annual Family Expense
This is my estimate for annual cost of living for a family of 4. I currently have 4 properties that I am in the process of turning into cash flow positive. The hope is that I will have enough rental income so that I can live for free thereby eliminating housing as part of my expense.
Childcare 42000
Childcare 42000
Food 23000
Vacation 18000
Car 9600
Gas 5000
Car Insurance 2000
Life Insurance 2500
Clothes 9500
Children's Lessons 12000
Miscellaneous 10000
Total $133,600
This still require that I make $270,000 a year. I will put $40,000 in my SEP-IRA. With $230,000 left and assuming 40% tax which will leave me with $138,000. The plus side of this equation is that if I have a family of 4 by default I will have a wife with income all of which will be icing on the cake.
Total $133,600
This still require that I make $270,000 a year. I will put $40,000 in my SEP-IRA. With $230,000 left and assuming 40% tax which will leave me with $138,000. The plus side of this equation is that if I have a family of 4 by default I will have a wife with income all of which will be icing on the cake.
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